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Don't forget to factor in closing costs when considering a home sale or purchase. RE/MAX Harbor Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at (941) 764-7585 if your needs include a professional REALTOR® ready for the business side of real estate.

Expected closing costs

There are certain basic costs linked to closing the sale of a house. These expenses are often divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your transaction.

Loan-related closing costs    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, not only will I work to get the very best sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you are aware of exactly where your money is going.

Buyers: If you are purchasing a house in Charlotte County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not surprised when you show up at the closing appointment. I'll be willing to go over the GFE with you, answering your questions and highlighting any estimates that are uncertain.

Questions? I'm an e-mail away!

This may be your first step to a new home!